Privacy Policy Philippines | PowerWealth Insurance
This PowerWealth privacy policy explains how we collect, use, protect, and manage your personal data when you use our insurance website. We follow the Data Privacy Act of the Philippines and maintain strict safeguards to keep your information safe and confidential.
Data Privacy Policy
Effective Date: 05-24-25
Website: https://powerwealth.ph
Entity Name: PowerWealth
1. Our Commitment to Your Privacy
At PowerWealth, we value your trust and are dedicated to protecting your personal information. This privacy policy Philippines outlines how your personal data is collected, processed, shared, and secured when you visit our website, apply for our insurance services, or use any of our products.
We comply with the Data Privacy Act of 2012 (RA 10173) and its implementing rules and regulations.
2. Scope
This privacy policy applies to:
Visitors of https://powerwealth.ph
Customers applying for or using our products and services, such as insurance and financial protection
Individuals engaging with our employees, agents, and authorized representatives
3. NPC Registration
PowerWealth and its data processing activities are registered with the National Privacy Commission (NPC) under the DPO and DPS Registry.
Data Protection Officer: Carl Bañadera
Registration Status: Active
4. Information We Collect
We may collect personal data directly from you or through your interactions with our platforms and representatives. This can include:
Full name, address, date of birth, and contact details
Government-issued ID information
Employment or business details
Financial information such as income, insurance history, and payment records
Records of your transactions with PowerWealth
Feedback, survey responses, and communication history
CCTV footage if you visit our physical office
Device and browser data when accessing our website such as IP address, operating system, browser type, and cookies
5. How We Use Your Information
Your personal data may be used to:
Process your insurance applications and manage your account
Provide products and services that you request
Send policy updates, billing notices, and service notifications
Offer customer support and respond to inquiries
Improve and personalize your website experience
Send updates, promotions, and marketing communications
Conduct analytics, reporting, and internal research
Detect and prevent fraud or misuse
Comply with legal, regulatory, and audit requirements
6. Sharing of Information
We may share your personal data with:
Internal teams within PowerWealth
Third-party service providers that support our operations
Government agencies when required by law
All third parties are bound by confidentiality agreements and required to follow strict data protection measures.
We do not sell your personal data.
7. Data Retention
PowerWealth retains personal data only as long as needed:
To fulfill the purpose for which it was collected
To comply with legal and regulatory obligations
For legitimate business needs
Data that is no longer required will be securely deleted or disposed of.
8. Your Rights Under the Data Privacy Act
You have the right to:
Be informed about how your data is collected and processed
Request access to your personal data
Request correction of inaccurate or outdated information
Request deletion of data when applicable
Withdraw consent for processing, with possible limitations
Object to receiving marketing messages
File complaints related to data privacy concerns
To exercise your rights, please contact us using the details below.
9. How We Protect Your Data
PowerWealth uses physical, technical, and organizational safeguards to protect your personal information from unauthorized access, loss, misuse, or alteration. All employees and partners handling personal data undergo privacy and security training.
10. Use of Cookies and Web Analytics
Our website may use cookies and analytics tools that collect anonymized usage information. This helps improve website performance and user experience. You may disable cookies through your browser settings.
11. International Transfers
Some processing or storage of your data may occur outside the Philippines. All international transfers are performed in compliance with the Data Privacy Act and applicable data protection laws.
12. Policy Updates
PowerWealth may update this Privacy Policy as needed to comply with regulatory, operational, or technological changes. Updates will be posted on https://powerwealth.ph. You are encouraged to review this page periodically.
13. Contact Us
If you have questions, concerns, or requests regarding your personal data, you may contact:
Data Protection Officer
PowerWealth
Bustos, Central Luzon, Philippines
Email: admin@powerwealth.ph
Phone: +63 965 671 0048
14. Consent
By using our website or availing of our services, you acknowledge that you have read and understood this privacy policy Philippines and agree to the collection and processing of your personal data as described.
You may also visit our About PowerWealth or Contact Us pages for more information.